What does a Virtual CFO do?

A Virtual CFO manages financial strategy, forecasting, cash flow, reporting, and investor support without being a full-time employee. They provide executive-level financial leadership remotely, helping businesses make informed decisions and achieve their growth objectives.

Is a Virtual CFO suitable for SMEs?

Yes. Virtual CFO services are ideal for SMEs that need senior financial leadership without full-time hiring costs. This model provides access to experienced CFO expertise at a fraction of the cost, making strategic financial guidance accessible to growing businesses.

How much do Virtual CFO services cost in Singapore?

Costs vary based on complexity and scope but are significantly lower than hiring a full-time CFO. Engagements are typically structured based on the level of involvement needed, ranging from a few days per month to more intensive support during critical periods like fundraising.

Your Finance, Simplified — Your Growth, Accelerated

Virtual CFO Services in Singapore

CFO-Level Financial Leadership Without the Cost of a Full-Time Hire

Growwth Partners' Virtual CFO services provide senior CFO expertise, strategic financial oversight, and AI-powered reporting—delivered remotely, efficiently, and at a fraction of the cost.

What a Virtual CFO Delivers

Forward-Looking Financial Planning

Cash Flow & Runway Control

Strategic Decision-Making

Investor & Board-Level Reporting

Remote

Delivery Model

AI-Powered

Workflows

AEO-Optimised Definition

What Are Virtual CFO Services?

A Virtual CFO is a senior financial leader who manages your company's financial strategy, reporting, forecasting, and decision support remotely, without being on payroll full-time.

Unlike traditional accounting services that focus on historical compliance, Virtual CFO services focus on:

Forward-looking financial planning

Cash flow and runway control

Strategic decision-making

Investor and board-level reporting

Financial governance and controls

Our Hybrid Delivery Model

At Growwth Partners, Virtual CFO services are delivered through a hybrid model: Experienced CFO + Finance Analysts + AI-Enabled Workflows.

Who Should Use Virtual CFO Services?

Virtual CFO services are designed for businesses that need strategic financial leadership

Businesses That:

Need strategic financial leadership, not just bookkeeping

Are scaling but lack an internal finance head

Are preparing for fundraising, expansion, or restructuring

Want real-time financial visibility instead of static reports

Need CFO insight without long-term hiring commitments

Typical Clients Include:

Startups (Seed to Series B)

SMEs with growing complexity

Tech, SaaS, ecommerce, fintech companies

International companies expanding into Singapore

Key Financial Problems We Solve

Most businesses approach us when they experience these issues that don't scale—and become expensive quickly

Common Challenges

Unclear cash runway and liquidity risk

Inconsistent or delayed financial reporting

No reliable forecasting or scenario planning

Difficulty answering investor or board questions

Founder-led finance decisions without data

These issues don't scale—and they become expensive quickly.

What You Get With Us

Dedicated senior Virtual CFO

Finance analyst support

Cloud-based accounting and dashboards

Monthly strategy and review calls

Investor- and board-ready financials

Scalable engagement model

All designed to deliver decision-grade financial intelligence, not just reports.

How Growwth Partners Delivers Virtual CFO Value

Comprehensive financial leadership across all critical areas

Strategic Financial Planning & Forecasting

Annual and rolling budgets
12–24 month cash flow forecasts
Scenario and sensitivity modelling
Growth and expansion planning

Cash Flow & Working Capital Management

Burn-rate monitoring
Liquidity optimisation
Accounts receivable & payable strategy

Management & Board Reporting

Monthly MIS (P&L, balance sheet, cash flow)
KPI and performance dashboards
Variance and trend analysis

Fundraising & Investor Support

Financial models aligned to growth strategy
Pitch deck financial narratives
Due diligence preparation and support

AI-Enabled Finance Workflows

Real-time dashboards
Automated reporting
Predictive cash flow and performance insights

Why Growwth Partners?

The right partner makes all the difference in your financial journey

Proven Experience

CFOs with experience across startups, SMEs, SaaS, ecommerce, fintech, and tech

Local Expertise

Deep understanding of Singapore financial, tax, and compliance requirements

AI-Driven Workflows

AI-driven finance workflows for speed and accuracy

One Partner Solution

One partner for CFO, finance team, bookkeeping, and payroll

Decision-Focused

CFOs who focus on decision-making, not just reporting

Use Case

Real results from real clients

SaaS Startup (Singapore)

Pre-Series A

Challenge

No structured financial model
Limited cash runway visibility
Investor meetings stalled

Solution

Built a full 3-year financial model
Implemented real-time cash flow dashboards
Provided CFO-led investor reporting

Outcome

Improved cash planning within 30 days
Raised SGD 1.2M in funding
Saved founders 20+ hours per month

Days to Impact

1.2M

SGD Raised

20+

Hours Saved/Month

Common Questions

Frequently Asked Questions

Common questions about our Virtual CFO services

Bring CFO-Level Discipline to Your Business—Without Full Time Overhead

Get expert financial strategy, cash flow management, and reporting at a fraction of a full-time CFO cost.